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Smart Savings, Secure Future
Our regular savings account gives you more than just a safe place for your money, it’s your partner in building a brighter financial future. Enjoy competitive interest rates, low monthly fees, and easy access to your funds whenever you need them. Whether you’re saving for a big goal or simply planning ahead, this account offers the perfect balance of security, flexibility, and growth potential.
Features & Benefits
Convenience at Your Fingertips
Use ICB Digital our NetBanking and MobileBanking platform to check your account balances, pay utility bills, GePG payments or transfer funds to other banks and mobile wallets and more, anytime, anywhere.
Start Small, Grow Big
Open your account with as little as TZS 5,000 and watch your savings grow.
Simple, Low-Cost Banking
Enjoy low monthly maintenance fees and affordable transaction charges so your savings work harder for you.
Bank Your Way
Access your account anytime through branches, mobile & internet banking, agency banking, or any ICB Umoja ATMs with access to 700+ ATMs nationwide.
Earn More on Your Money
Enjoy interest of 6% p.a. (TZS), calculated daily and paid monthly to boost your savings.
Stay in Control
Receive free e-statements and instant transaction alerts, so you’re always informed and in charge of your finances.
Safe & Secure Banking
Enjoy complete peace of mind with secure and regulated financial services.
Choose Your Currency
Available in TZS and USD
Account Opening Requirements & Documentation
- Eligibility
- Requirements for Opening Account
For Individuals:
For salaried, non-salaried, and self-employed individuals- Must be 18 years and above
- Trustee – custodians/guardians of minors (children of 12 to 17 years of age)
- Sole or Joint Account
- Valid National ID for residents
- Passport for non-residents
- Work permit for non-residents
- One passport-size photo of each account holder
- Minimum daily balance requirement of TZS 5,000 or USD 5
- Minimum initial deposit of TZS 20,000 or USD 20 to open the account
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Alternative Delivery Channels
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Agency Banking
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Internet Banking
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Mobile Banking
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ICB Umoja Debit Card
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ICB Mastercard Debit Card
Download ICB Digital App
Experience convenient and secure banking with ICB Digital, enabling you to manage accounts, transfer funds, pay merchants and settle utility bills and government payments anytime, anywhere.
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