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Freedom to Spend, Anywhere in the World
Experience the convenience, security, and global reach of the ICB Mastercard Debit Card. Linked directly to your ICB savings or current account, this card lets you access your money anytime—whether you’re shopping in-store, paying online, or withdrawing cash at millions of ATMs worldwide. With advanced chip & PIN security and global Mastercard acceptance, your everyday banking goes wherever life takes you.
Features & Benefits
Alerts & Notifications
Get real-time updates on transactions
Daily Limits
Shop or withdraw with ease, with purchase limits of up to TZS 5,000,000 at POS and Online and ATM withdrawals of up to TZS 2,000,000, both locally and abroad.
Always Connected
Access your money round-the-clock, locally and internationally.
Cashless Convenience
Pay directly from your ICB account, no need to carry large amounts of cash.
Instant Card Issuance
Get your card instantly and start banking immediately.
Contactless Payments
Tap and pay quickly at contactless-enabled POS terminals for faster checkout.
Extra Online Protection
Mastercard 3D Secure (OTP verification) ensures safe and secure online shopping.
Secure Transactions
Protected by Chip & PIN technology for every ATM and POS transaction.
ATM Access
Withdraw cash anytime at Mastercard-enabled ATMs worldwide.
Online & Retail Payments
Shop conveniently in retail outlets or online wherever Mastercard is accepted.
Worldwide Acceptance
Make purchases and withdrawals at Mastercard merchants and ATMs across the world.
Safe & Secure Banking
Enjoy complete peace of mind with secure and regulated financial services.
Tariff Guides
Refer to tariff guide
Eligibility
Individuals with an active ICB savings or current account- Sole Proprietorship and Partnership with an active ICB current account
- Visit any ICB branch today and apply for ICB Umoja Debit Card
Related Products
ICB Umoja Debit Card
A local debit card designed for everyday banking, offering secure transactions and nationwide ATM access through the Umoja Switch network.
Read More
Alternative Delivery Channels
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Agency Banking
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Internet Banking
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Mobile Banking
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ICB Umoja Debit Card
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ICB Mastercard Debit Card
Download ICB Digital App
Experience convenient and secure banking with ICB Digital, enabling you to manage accounts, transfer funds, pay merchants and settle utility bills and government payments anytime, anywhere.
Some Useful Links to Help You
Whistle Blower
If you notice bribery, corruption or unethical conduct, you are encouraged to report it safely using our Whistleblower form. Submit a Report ›
Lodge a Complaint
Raise a dispute, report a suspicious transaction, or any service related grievance. Raise a Complaint ›
