Salary Advance Loan Services, Quick Short-Term Credit Solutions in Tanzania

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Bridge short-term financial gaps with the ICB Salary Advance. Designed exclusively for existing ICB account holders, this facility offers fast and convenient access to funds when you need them most—up to TZS 10 million or your net salary, whichever is lower. With a repayment period of up to 2 months, it’s ideal for managing urgent expenses between paydays. Available to confirmed or contract staff (with less than 6 months remaining), and backed by a Memorandum of Understanding (MoU) with the employer, this loan is simple, secure, and tailored for employed professionals.

Eligibility

Good credit standing, verified through the Credit Reference Bureau, reflecting reliability and financial responsibility.
Tanzanian citizens only, aged between 18 to 60 years old
SMEs engaged in trading activities and are operating a current account with the bank for the past 12 months.
Sole Proprietorship/Partnership duly registered
Limited liability companies duly incorporated
At least three years experience in operating same or similar business
Business should have stable cash flows to meet the monthly obligations of the business
Applicants must have proper accounting system and also shows the capability of operating business profitably.
Applicants must have a premise (owned or rented)
The borrower must have business license/permit from local authorities in his or her own name

Alternative Delivery Channels

Agency Banking
Internet Banking
Mobile Banking
ICB Umoja Debit Card
ICB Mastercard Debit Card

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