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Your first step to financial independence.
Start smart with the ICB Chuo (Student) Savings Account—a savings account designed specifically for university and college students. Whether it’s your allowance, pocket money, or side income, this account helps you manage your finances with ease and build smart saving habits early. Enjoy the flexibility of secure banking, low fees, and convenient access to your funds whenever you need them.
Features & Benefits
Convenience at Your Fingertips
Use ICB Digital our NetBanking and MobileBanking platform to check your account balances, pay utility bills, GePG payments or transfer funds to other banks and mobile wallets and more, anytime, anywhere.
Start Small, Grow Big
Open your account with as little as TZS 5,000 and watch your savings grow.
Simple, Low-Cost Banking
Enjoy low monthly maintenance fees and affordable transaction charges so your savings work harder for you.
Bank Your Way
Access your account anytime through branches, mobile & internet banking, agency banking, or any ICB Umoja ATMs with access to 700+ ATMs nationwide.
Earn More on Your Money
Enjoy interest of 6% p.a. (TZS), calculated daily and paid monthly to boost your savings.
Flexible Deposits
Save your allowance, pocket money, or side income conveniently
Stay in Control
Receive free e-statements and instant transaction alerts, so you’re always informed and in charge of your finances.
Safe & Secure Banking
Enjoy complete peace of mind with secure and regulated financial services.
Choose Your Currency
Available in TZS and USD
Account Opening Requirements & Documentation
- Eligibility
- Requirements for Opening Account
Exclusively available to individuals aged 55 years and above.- Must be 18 years and above
- Trustee – custodians/guardians of minors (children of 12 to 17 years of age)
- Sole or Joint Account
- University/College ID
- Admission letter or Introductory letter from the University/College
- Valid National ID for residents
- Passport for non-residents
- Work permit for non-residents
- One passport size photos of each account holder
- Minimum daily balance requirement of TZS 5,000
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Alternative Delivery Channels
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Agency Banking
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Internet Banking
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Mobile Banking
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ICB Umoja Debit Card
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ICB Mastercard Debit Card
Download ICB Digital App
Experience convenient and secure banking with ICB Digital, enabling you to manage accounts, transfer funds, pay merchants and settle utility bills and government payments anytime, anywhere.
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