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Interest Rates
Our interest rates ensure a healthy growth rate for your money by offering the most competitive rates in the market.
| PRODUCT | TZS | USD |
|---|---|---|
| Regular Savings Account | 3.00% | 0.50% |
| Premier Savings Account | 4.00% p.a. for balance above TZS 5,000,000.00 | 0.70% p.a. for balance above USD2,500.00 |
| Salary Savings Account | 3.00% | NA |
| Senior Citizen Savings Account | 4.00% | NA |
| Lenga Savings Account | 6.00% | NA |
| Student Savings Account | 3.00% | NA |
| PRODUCT | TZS | USD |
|---|---|---|
| Individual Premier Current Account | 1.5% p.a. for balances above TZS10,000,000.00 | 0.5% p.a. for balances above USD 5,000.00 |
| Corporate Premier Current Account | 1.5% p.a. for balances above TZS10,000,000.00 | 0.5% p.a. for balances above USD50,000.00 |
Regular Fixed Deposit Account
| Amount – TZS | 1 – Month | 2 – Months | 3 – Months | 6 – Months | 9 – Months | 12 – Months | 24 – Months |
|---|---|---|---|---|---|---|---|
| 1,000,000.00 – 49,999,999.99 | 2.50% | 2.75% | 3.00% | 3.50% | 5.30% | 6.50% | 7.00% |
| 50,000,000.00 – 99,999,999.99 | 2.50% | 3.00% | 3.30% | 4.00% | 6.00% | 7.00% | 7.50% |
| 100,000,000.00 – 199,999,999.99 | 2.80% | 3.25% | 3.50% | 5.00% | 7.00% | 8.00% | 8.50% |
| 200,000,000.00 – 499,999,999.99 | 3.00% | 3.50% | 4.50% | 7.00% | 8.00% | 9.00% | 9.50% |
| 500,000,000.00 & Above | Negotiable | ||||||
Regular Fixed Deposit Account
| Amount – USD | 1 – Month | 2 – Months | 3 – Months | 6 – Months | 9 – Months | 12 – Months | 24 – Months |
|---|---|---|---|---|---|---|---|
| 1,000.00 – 4,999.99 | 0.50% | 0.60% | 0.75% | 0.85% | 1.00% | 1.25% | 1.75% |
| 5,000.00 – 49,999.99 | 0.60% | 0.75% | 0.85% | 1.00% | 1.50% | 1.75% | 2.00% |
| 50,000.00 – 99,999.99 | 0.70% | 0.85% | 1.00% | 1.50% | 1.75% | 2.00% | 2.75% |
| 100,000.00 & Above | 0.75% | 1.00% | 1.50% | 1.75% | 2.00% | 3.00% | 3.50% |
| PRODUCT | 12 – 60 months TZS | 12 – 60 months USD |
|---|---|---|
| Recurring Deposit Account | 8.00% | NA |
Important Information
Above interest rates quoted are effective from 1st January 2026- Interest rates quoted above are per annum
- Interest rates quoted may change without prior notice; contact the nearest ICB branch for the latest rates
- Premature withdrawal of TZS fixed deposits will be less 3% p.a. of the contracted rate for the number of days the deposit is active.
- Premature withdrawal of USD fixed deposits will be less 1% p.a. of the contracted rate for the number of days the deposit is active.