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Start today, let your money work for you with ICB
Grow your savings with confidence through ICB Regular Fixed Deposit Account, a secure and rewarding way to invest and watch your money multiply. With attractive interest rates based on the tenure and amount invested, you earn more as you save more. Whether you're planning for the short term or building long-term wealth, ICB Fixed Deposits offer guaranteed returns, capital safety, and peace of mind. It’s a smart, stable choice for individuals and businesses seeking reliable growth.
Features & Benefits
Earn More as You Save
Competitive interest rates that grow with longer tenures.
Access When Needed
Withdraw your funds early if needed with interest adjustments.
Unlock Extra Value
Access a loan or overdraft facility against your Fixed Deposit at attractive rates.
Seamless Credit of Earnings
Your interest is automatically credited into your ICB Savings or Current Account.
Tailored Interest Payouts
Decide how you want to receive your returns: monthly, quarterly, or at maturity.
Flexible Tenure Options
Choose a deposit period that works for you, from 1 month up to 24 months.
Start with Ease
Open your Fixed Deposit with as little as TZS 1,000,000.00 or USD 1,000.00
Invest in Your Preferred Currency
Enjoy access to 700+ ATMs nationwide and Agency Banking services, tailored for sole proprietors and individuals.
Stay in Control
Receive free e-statements and instant transaction alerts, so you’re always informed and in charge of your finances.
Safe & Secure Banking
Enjoy complete peace of mind with secure and regulated financial services.
Account Opening Requirements & Documentation
- Eligibility
- Requirements for Opening Account
Individuals aged 18 years and above
Non-Individuals – (Clubs, Societies or Associations)- Limited company registered in Tanzania
- Foreign companies with a Certificate of Compliance from BRELA
- Sole Proprietorship and Partnership
- Sole or Joint Account
Individuals:
- Valid National ID for residents
- Passport for non-residents
- Work permit for non-residents
- One passport size photo of each account holder/signatory
Sole Proprietorship and Partnership:
- Certified copy of Business Registration Certificate
- Certified copy of Partnership Deed, if any
- Certified copy of extracts from registrar of companies
- Certified copy of Business License
Limited Company:
- Business License certificate
- VAT and TIN certificate
- Latest annual return filled at BRELA
- Certificate of incorporation
- Memorandum & Articles of Association
- Board of Directors Resolution
Related Products
Double Your Money Scheme
Plan ahead with a long-term fixed deposit scheme designed to double your principal over a 7.5-year tenure.
Read More
Recurring Deposit Account
Set goals and save steadily with a recurring deposit account that lets you invest monthly and earn competitive returns over a fixed tenure.
Read More
Alternative Delivery Channels
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Agency Banking
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Internet Banking
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Mobile Banking
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ICB Umoja Debit Card
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ICB Mastercard Debit Card
Download ICB Digital App
Experience convenient and secure banking with ICB Digital, enabling you to manage accounts, transfer funds, pay merchants and settle utility bills and government payments anytime, anywhere.
Some Useful Links to Help You
Whistle Blower
If you notice bribery, corruption or unethical conduct, you are encouraged to report it safely using our Whistleblower form. Submit a Report ›
Lodge a Complaint
Raise a dispute, report a suspicious transaction, or any service related grievance. Raise a Complaint ›
